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组屋可为老人每月赚上千元
此外,乐龄人士也可以“大屋换小屋”。
梁实轩说,卖掉三房式组屋,搬入两房式组屋,所能拿回的现款,一般上只有5至10万元。
“这样算起来,一对65岁乐龄人士夫妇,在下来的23年里(估计他能活到88岁),每月可以获得250至500元。”
财务规划师吴加万说,近来推出的屋契回购计划,也是乐龄人士退休后的一个收入来源。
例如:一间市价23万6000元的三房式组屋,屋子卖回70年的屋契给建屋局后,可以获得大约11万元的款项,除了一次过拿回大约5000元之外,剩下的10万元左右,转换成年金,屋主每月可以获得500元左右。
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Thank you very much for your help throughout this whole loan application process and making it rather painless for a layman like me. I will without a doubt recommend you, Novel Hui of www.HousingLoanSG.com to my friends for your excellent service - from patiently answering my queries, to unbiased and independent assessment of the different loan packages, to negotiating with the banker for the best deal. You truly represent the interest of the customers. - Simon Kong |
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