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I would like to express my herathfelt thanks to MsJune for going the extra mile to help me secure the HDB Bank loan.
1) I am just a taxi-driver, repeat only a taxi-driver and she treated me with the same potential customer as the rest.
2) Even though I have got a few banks rejecting my loans, Ms June was patient and fought to the end just before the valuation of HDB expired, thereby saving me time to reapply again the HDB valuation. She never gave up.
3) She always take the trouble and patience to update me after office hours so that I am constantly aware of the whole situation, thereby enabling me to make contingency plans (if necessary), bearing in mind that this is using up her personel after office hours and her weekend leisure time.
4) She have a very good listening ear, this I must add because she absorbed all my frustrations from the bank rejection reply. My frustration was purely on the banks rejection and not vented at her.She is also a special listening ear to absorb all my
greivances....hey, i cannot be speaking to a wall, right...she is just a special listening ear to all my frustrations.
5) She gave valuable and legal advise outside of the purview of the loan matters to enable me to come out with alternative plans should such a need arises. I like to add that these are legal and honest ideas but when one is in panick mode, somehow these good and simple ideas just will come out of my head. as they say, it is the outsiders that sees things more clearly. ....And many others............ableit insignicant but very professional and her heart and passion put on the job, i think 200% is there
sincerely in getting this loan done. in short, the human touch.
This is all but not limited to the above mentioned as I just want to say a big thank you to you (for having such a wonderful
colleagues) and herself (equally most of all) and the team from
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I think the best investment I made this year was to attend your recent workshop on "How to Save & Accumulate One Million Dollars" with my two sons.
The workshop jolted me to the reality of what inflation can do to my hard earned money and gave me hope to grow my hard earned money more than I dare imagine.
It also helped me bond with my two boys even more than ever. At least now they know why Mummy is so tight fisted with their pocket money and family spending and I did what you did with your child when he threw a tantrum in public, when I didn't buy him the toy he wanted.
Thank you for sharing with us your successful strategies and I hope to be financially independent as soon as possible. - Dorothy Chee |
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I have always enjoyed reading your newsletters because of your unbiased views on matters pertaining to wealth management, etc, etc. I hope people will take heed from your advice and not plunge themselves into bottomless debts. There are very few who would write honestly in these days and to be true to oneself is so scarce and rare. - Frieda Seet |
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Congratulation to your successful launch of your "Mastering Your Personal Fiance" book. I have purchased and read this book with great interest and looking forward to attend your seminar. - Peter Wong |
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Hi Dennis, thanks for writing a good book. I really wish that this book can be kept forever by all Singaporeans. This is a very good book, it should be a collection for locals and even foreigners, I appreciate this book very much. - Clark, AIA |
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Hi, Dennis, You have made a wise and fruitful mission out of your life to help others achieve their $1million like you do.
I would continue to read more of your articles and will get your advise through my journey to learn from you on this!
Appreciate your heart of sharing! - Geraldine |
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Congratulations on your book’s success. I went to Popular and was told that the last book was sold out. - Kim Ee
Our reply:
you can buy the book online at Special Price of S$15.90 only, 20% off the retail price of S$19.90. Upon payment, we will arrange to mail the Physical book to you in about 2 weeks' time. FREE mailing in Singapore, no extra charges.
You can order and pay for the book at this url:
web/index.php?option=com_virtuemart&page=shop.browse&category_id=2&Itemid=35 |
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I have read your articles and really appreciate your generous sharing. I have benefitted much from it. Thank you very much. I look forward to reading your book "Mastering Your Personal Finance". - Kristine Lam |
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I would like to complement your staff for her prompt and useful advices to me in sorting out my housing loan.
It had been a good experience in engaging her services which save me a lot of times and hassles in getting a good deal.
I fully recognize her enthusiasm and resourcefulness in helping me to get the loan done in a very short time. Thank you very much and keep up with the good job. --Nien |
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I would like to compliment the prompt assistance of www.HousingLoanSG.com and Ms. Chelsia Lim in helping me secure a competitive loan package.
Ms. Chelsia Lim from www.HousingLoanSG.com was friendly and unbiased in advising me the best loan package available. Furthermore, I appreciate her efforts to meet me on a Sunday on such short notice.
Once again, I thank you and Ms. Chelsia Lim for your assistance rendered.
Thank you, - Kwa Wee Sien
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Thank you for the birthday card that I received. I am very pleased with the savings that I reaped from the SIBOR-based home loan refinancing that you put together for me last year, and will continue to recommend your company's services to my friends whenever opportunity presents itself. - Lee Mun Wai
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I'm pleased to be able to recommend the services www.HousingLoanSG.com - I felt that you provided independent mortgage advice to me and was able to quickly match my needs to a range of suitable mortgage products. I've been particularly pleased that you have continued to provide free advice to determine whether my current mortgage continues to meet my needs and also highlight new offerings on the market that she feels might be of value to me. - Colin |
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I came across your forum via the housingloan website as I was looking to refinance my housing loan.
After spending straight 10 hours on your forum on Saturday (still haven't finish reviewing all), I discovered many jewels and gems and had learnt alot from you.
I want to say a big THANK YOU to you for being so generous to share your knowledge and experience. Please keep doing what you are doing so that many people like me who wanted to have financial freedom can be benefited and inspired. - Katherine Lye |
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Just a short email to applaud you on the articles and newsletters that you have written. I sincerely think that all of them are well considered and well written.
As a consultant myself (although in different area - I am involved in petrochemical area), I certainly think that "going against the grain" can often be difficult - eventhough a lot of times we have formed that opinion based on solid analysis.
Anyway, thank you for all your newsletters once again. - Leo Wirawan
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Truly, I like to thank you for sharing your expert knowledge of the market and current events with us. Once again, thank you so much. - Jason Tan
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We have received good review for the speaker, Mr Dennis Ng.
Some of the comments/feedback are extracted below for ease of reference: He can explain clearly and make references for clearer understanding.
Cheerful stories; humourous.
Gave real-life examples; lively presentation.
Kept the atmosphere active and interacted well with audience.
Simple and easy to understand.
Clear explanation with examples.
Vivid description & lively.
Different components of CPF; start savings early to achieve financial freedom.
Can relate to the audience in his "heartlander" way of presentation;
clear slides and good vocal.
Pls thank Dennis on our behalf. Tks! - Hazel TAN, Manager, CPF Board Member Education Department
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Hi Dennis, I love to read your article. I graduated from IT background, and with very little knowledge on finance and economics. I had read your articles on MyPaper, your simple and easy to understand writing had gained my interest to know more about investment and managing my wealth more wisely.
Thanks for sharing. Looking forward to read more articles and advise from you. ;-) - Chu Lei Lei
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You have done a great job in public education in financial literacy, I have very much respect for people like you. More Singaporeans need to be educated in financial matters if we as a nation want to progress further. - Paul Ho
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I am glad to have
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I would like to thank you for your great help in 'pushing' for my loan application to Banker so that I am able to enjoy the lower interest rates in time. In addition, thank you for being a great 'advisor' to my housing issues as well. I have already told most of my friends to look for you if ever they need to review their financial plan for their home loans. Jenny
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Thanks for the information and the articles you posted. They're indeed educational and informative for me. Please keep up the good work. - Mr Au
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Dennis, I see that you are quite an established person being featured on TV and having a prominent website. I must say that you are very successful in the line of finance. I hope that you will continue to write such great articles that will benefit the general public and perhaps bring insight to many people in various industries. - Ethan Chan
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